credit card

Protect yourself a victim of card fraud, follow these tips:

- Look after your card, keeping it secure at all times and don't let it out of your sight when making a transaction.
- Carefully discard receipts from card transactions - shred them if possible to prevent 'bin divers' from acquiring information about you and your cards
- Check your receipts against your statements. If you find an unfamiliar transaction contact your card issuer immediately.
- Never write down your Personal Identification Number (PIN) and never disclose it to anyone, even if they claim to be from your card issuer or the police.
- When using a cash machine, be wary of anyone who might be trying to watch you enter your PIN and do not allow yourself to be distracted by anyone trying to talk to you.
- Report lost or stolen cards to your card issuer immediately.
- Have a locally issued credit card for use as an alternative. It will also serve as a back up should you be unfortunate to be a victim of fraud. Avoid Gold and Platinum cards if you don’t actually need the higher limits or other benefits offered.


Other tips:

- Sign any new cards as soon as they arrive. Ensure that you cut up the old cards as soon as the new ones become valid.
- If you carry a bag, carry it firmly with the clasp towards you. A money belt or secure inside pocket is best for valuables.
- Don't leave cards unattended in a bag, briefcase or jacket pocket in a public place and keep your bag or briefcase on your lap.
- At work keep your bag and other personal belongings locked in a cupboard or drawer.