credit card

Following safe tips to all credit card consumer.

- For consumer candidate, after receiving new card, ascertains to sign the card as soon as possible, after received. Noted account number and bank number to report if in a moment card loses or stolen.

- In choosing PIN, ascertains chooses which is easy not is guessed, like username, telephone number, date of bearing or pool from altogether.

- Doesn't have ever noted number PIN. If having to noted, doesn't save have ever in purse, bag, or itself card. The pin Number also do not ever be advised to whoever, either to police, and also consumer bank branch. Only consumer x'self knowing it.

- If happened losing of card, soon reports to bank of issue. Consumer also is expected makes report written or police report.

- Protects credit card as protecting hard cash. Doesn't depart from card is any place. Doesn't have ever leaved the card at the time of transaction. Ascertains consumer to get the card returns transaction having taken steps.

-Investigating voucher is including result of transaction amounts at the time of signature, keeps transaction evidence and retrieval ATM. Investigating you monthly invoice, especially as of pot is clean haves the day off.

-Ascertains disbursement of consumer equal to transaction evidence kept. Doesn't have ever given the card number through telephone, except if when consumer in pursuance of transaction with company which know,or when consumer x'self firstly contacts them.

-Takes a care if giving consumer credit card number through telephone. Asking for written evidence from the company. If feeling forced by seller telemarketing, consumer hopes taking a care and properly suspicious. Doesn't have ever given except to account number when payment. Doesn't have ever given information of x'self if using the card, besides about document identity.

-Knowing who so ever using card property of consumer. If when card borrowed by member of family ( husband/wife, parents ) without or in the affirmative consumer, consumer must be in control of all transactions which they do.

1. Didn't go shopping otherwise needs

This often is impinged by feeling has ' money ' we tend to going shopping anything which we will. celullar phone, camera, food, etc. without minding our standard actually. As a result, your credit invoice exceeds limit and us incapable of paying.

2. How much money which real we have after cut by all disbursement of routine.

for the things the salary direct cut for various disbursement must, knows how much level of remaining money. For example salary after cut by installment payment of home, installment payment of car, electrics, telephone, water, and daily shopping of home. After known to be level, hence doesn't apply credit card to exceed money remaining the.

3. Soon our invoice payee.

Doesn't get taken bank with interest which was said only 2%. Because 2% only if we pay for ontime. If we came late, hence they will be synchronized to us various other penalty fines.

4. Neglectless with limit.

Frequently we are heedless is our card limit and bank also frequently pampers us by adding our card limit. If wes own limit $ 700 in 1 card, hence if only we apply 90% limit, hence didn't surprise if each month minimum we must prepare money $ 65 to pay for a minimum of payment. Mean, if we had no salary remainder of fund more than the number, didn't try to apply card limit we are ultra vires rest of the emolument.

5. Soon cut ultra vires credit card if it is or not in control.

That we is not phising applies again credit card, hence our credit card cut. And settles the payment monthly normally, but didn't ask credit card again.