credit card

Security for credit card basically was located in number secrecy of the credit card, if number secrecy of the credit card was abused, then the disturbance in the security of the credit card will happen.
This could be said that the level secured this credit card very low.This happened if each transaction, anyone could see the number of this card.

In each online transaction with the credit card, merchant will accept the number of the credit card from user.This will open the occurrence opportunity of the weak security so as to result in this credit card became not safe.For minimized the piercing of the credit card,Occasionally still was needed the signature, despite this fully did not guarantee this credit card was safe.

The theft of the credit card data, could happen because of the weakness of the security system to this credit card.
The credit card company had the aim of reducing the criminal opportunity of not happening higher.
Many methods of getting data information credit card that will be stolen in an online.Manner his one was to see the note of the purchase transaction.

One example was website that carried out the online sale and used SSL script to encryption the credit card data .Website this will send the e-mail to the owner of the number of this credit card through web-server.
The person who will carry out the crime, could see details of this e-mail before the bank carried out the processing.

Other way to protect credit card is by the way of using ” Control Payment number”.
This is fiction number attributed to by card number in real, validity is determined with usage within brief with single merchant.

The crime of the credit card could not be reduced if not in matched with the increase in the security system that enough.Example from the security system was by applying the Introduction system the verification 4-digit the PIN of NUMBER .Code 4-digit only was known by the holder of the credit card.This system was a method that could be used.

Earns also for security system by the way of SMART INDENTIFICATION , or with DIGITAL CODE.
Digital of code is a security method by not presenting 3-4 numeral digits at credit card back at the time of transaction.

Safe applies credit card for amenity of transaction and taking a care and attentive.

Chain Simon Woon alias Clement citizen Malaysia, steals data credit card with two ways namely steps into host link and applies conventional equipment.

The biggest theft passed host link and bank data computer can get 3000 names. “ that is because of they can steal 7,2 million of 9,2 million data owner of credit card in Indonesia,” says Direktur Narkoba Bareskrim Polri Brigjen Indradi Thanos, 5 maret 2008 .

By the way of conventional, perpetrator applies hand skimmer and chip implant. Both the equipment is glued to EDC ( Electronic Data Capture) merchant. Per data is sold by $ 20 up to $ 50 for 7,2 data. Thief has gotten money's worth Rp. 252 Billions( IRD ) with exchange rate $ 35 per data.

Now have been 24 accuseds is catched. Hit of chain Simon which also is narcotics and drugs cartel still in calculation. Indonesian Police entangles the side of risk card center Visa and also Master to trace where the syndicate applies credit spurious card and how much/many transaction done.

Made known it forger chain credit card causes an uproar world because harming owner from foreign countries for Indonesia, United States, Mid-East, Australian, Thailand, Kanada and Japan. Victim many to be Indonesian, Thailand and Mid-East. Foreign countries police also many coming to Indonesias to see the accuseds.

Head Of Unit III DIREKTORAT narkoba Badan Reskim Polri Kombes M. Hasan Amrozi directing investigation direct of the case estimates syndicate has falsified tens of finite hundreds of thousand credit card. “ They have been five years operates. How much/many is falsified that there are still be investigated. What is clear, credit card false ready to circulate which we to confiscate 7600 cards.” says Amrozi.

According To Amrozi theft of data owner of credit card in bank shouldn't happened if when bank to complement with various secrecies. Now Bank Mandiri Has just and BII expressed by its the data is leaked insider.

Amrozi suggests bank to arrange in layers minimizing three ways in taking care of secrecy of the data. Firstly, data random owner of credit card with various codes and secret code. Second, computer program is locked. Third, applies special password and secret.

To take care of secrecy, only one or two people is allowed to access even a password of perpetrator successfully applies conventional equipment to tap owner data when transacting, not the knows how much/many fund which can be applied.

The the accuseds is ensnared by section 362 Criminal Law ( theft), section 263 Criminal Law ( forgery) and section 480 Criminal Law ( catchment) or pasal 362 KUHP (pencurian), pasal 263 KUHP (pemalsuan) dan pasal 480 KUHP (penadahan). Temporary which bank employee will be added with section of Banking Law.

source: Media Indonesia - 6 Maret 2008

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